About Us

Hamilton Insurance AgentWagner Insurance was Founded over 75 years ago by Ferdinand J. Wagner in 1938. Ferdinand was always committed to the community . In fact, he along with seven other local businessmen (in Yardville, NJ) established the Little Bigger League – known today as the Babe Ruth League.

His son, Ferdinand M. Wagner, took over the family business in 1958 further growing the business and serving the community. In 1983, the current President, David P. Wagner CIC, CPIA, took over the company and continues to oversee its operations. David ensures the company remains committed to the local community, it’s long time clients and to insurance industry standards. Wagner Insurance continues to support youth activities in Hamilton Township by sponsoring many community events.

With the addition of Dave Wagner’s son in 2012, Michael Wagner CISR, Wagner Insurance has partnered with numerous top tier commercial carriers. The company specializes in Workers Compensation, Commercial Auto, and Business Owner’s Policies.

An Independent Advantage

We are Independent Agents in Hamilton, New Jersey, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Wagner Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.